<?xml version="1.0"?>
<config xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:noNamespaceSchemaLocation="urn:magento:framework:Event/etc/events.xsd">
    <event name="controller_action_predispatch_checkout_cart_index">
        <observer name="payby_back_retain_cart" instance="VComm\PayBy\Observer\CartPredispatchObserver" />
    </event>
</config>